Xtream Insurance Services

[ Licensed States | Affiliated Life Companies ]

Saving people money
with cost effective products and
by taking advantage of current tax laws.
.

Direct Questions to:
tnhokie@bellsouth.net
or contact:
Roger Neal at
865.584.0716

Term Life Insurance: Compare & Spend Less $$$

Cigar, Chew and/or Pipe Users: Take advantage of big savings on quality guaranteed level premium and level term life insurance coverage for 10, 15, 20 or 30 year term life insurance from A++ and A+ A.M. Best rated life insurance companies.

$250,000 Coverage		10-year	15-year	20-year	30-year
Age 30	Male	$20.48	$22.50	$26.10	$38.25
	Female	$17.55	$19.35	$21.38	$33.75
Age 40	Male	$27.90	$30.60	$37.35	$57.60
	Female	$21.60	$24.75	$30.38	$48.60
Age 50	Male	$49.50	$63.23	$82.12	$115.70*
	Female	$34.88	$44.55	$57.83	$81.88*
Age 60	Male	$121.72	$158.85	$222.52	na
	Female	$73.58	$106.88	$140.40	na

*Age 50 30-year term rates are guaranteed for thirteen years.

Above rates are the best Preferred Nonsmoker rates for cigar/chew and/or pipe users and are subject to underwriting. Premiums may slightly vary and increase annually after the initial guaranteed term period. Two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex.

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Health Screening Questionaire