Xtream Insurance Services

[ Licensed States | Affiliated Life Companies ]

Saving people money
with cost effective products and
by taking advantage of current tax laws.
.

Direct Questions to:
tnhokie@bellsouth.net
or contact:
Roger Neal at
865.584.0716

Do you only smoke during the
“Social Hours”?

Term Life Insurance: Compare & Spend Less $$$

Extremely low Occasional Cigarette rates: Take advantage of big savings on quality guaranteed level premium and level term life insurance coverage for 10, 15, 20 or 30 year term life insurance from A++ and A+ A.M. Best rated life insurance companies.

$250,000 Coverage		10-year	15-year	20-year	30-year*
Age 30	Male	$20.91	$23.36	$24.92	$31.60
	Female	$18.46	$20.92	$22.03	$26.92
Age 40	Male	$25.59	$31.15	$35.60	$50.06
	Female	$21.58	$25.81	$32.04	$41.39
Age 50	Male	$48.95	$60.96	$78.32	$115.70
	Female	$38.94	$46.50	$57.63	$81.88
Age 60	Male	$108.15	$147.74	$206.26	na
	Female	$72.54	$94.56	$135.50	na

* 30-year term rates are guaranteed for 13 years.

Occasional Cigarette rates apply to less than ½ pack daily and never a regular cigarett smoker. Rates are subject to underwriting. Premiums increase annually after the initial guaranteed term period. Two-year contestable and suicide period. Benefits adjusted for misstatements of age or sex.

For a more precise qoute, please do the form below:

Health Screening Questionaire