stm_bm(["menu28f8",650,"","blank.gif",0,"","",0,0,250,0,1000,1,0,0,"","",0,0,1,1,"default","hand",""],this);
stm_bp("p0",[0,4,0,0,3,4,0,7,100,"",-2,"",-2,90,0,0,"#000000","#F1F2EE","",3,0,0,"#000000"]);
stm_ai("p0i0",[0,"Home","","",-1,-1,0,"index.php","_self","","","","",0,0,0,"","",0,0,0,0,1,"#F1F2EE",0,"#93A070",0,"","",3,3,0,0,"#FFFFF7","#000000","#000000","#FFFFFF","8pt 'Tahoma','Arial'","8pt 'Tahoma','Arial'",0,0]);
stm_ai("p0i1",[6,1,"#000000","",-1,-1,0]);
stm_aix("p0i2","p0i0",[0,"Company Information","","",-1,-1,0,"","_self","","","","",0,0,0,"arrow_r.gif","arrow_r.gif",7,7]);
stm_bpx("p1","p0",[1,4,0,0,3,4,0,0]);
stm_aix("p1i0","p0i0",[0,"About Us","","",-1,-1,0,"about.php"]);
stm_aix("p1i1","p0i0",[0,"Contact Details","","",-1,-1,0,"contact.php"]);
stm_ep();
stm_aix("p0i3","p0i1",[]);
stm_aix("p0i4","p0i2",[0,"Focus"]);
stm_bpx("p2","p1",[]);
stm_aix("p2i0","p0i0",[1,"Three key areas are the focus of Mr. Neal\'s business:\r\n<ol>\r\n  <li><strong> Life Insurance</strong><br />\r\n    * Term Quotes...for those w/o health issues<br />\r\n    * Term Quotes...for those with health issues<br />\r\n    * Guaranteed Universal Life (term to age 100)<br />\r\n    * as a Wealth Transfer tool<br>\r\n    <br>\r\n  </li>\r\n  <li><strong>Health Insurance...including: </strong><br />\r\n    * Long Term Care <br />\r\n    * Medicare Supplements<br>\r\n    <br>\r\n  </li>\r\n  <li><strong>Retirement Planning...including</strong><br />\r\n    * Accumulations<br />\r\n    * 401K rollovers<br />\r\n    * IRA transfers<br />\r\n    * Wealth Preservation: while avoiding:<br />\r\n    * Risk of Loss<br />\r\n    * Risk of Lost Opportunity<br />\r\n    * Maximizing Wealth Transfer...by lessening \r\n    income taxes and possibly estate taxes. <br>\r\n    <br>\r\n  </li>\r\n</ol>\r\n","","",-1,-1,0,""]);
stm_ep();
stm_aix("p0i5","p0i1",[]);
stm_aix("p0i6","p0i2",[0,"Articles"]);
stm_bpx("p3","p1",[]);
stm_aix("p3i0","p0i0",[0,"2008 Tax Rate Schedule","","",-1,-1,0,"taxrates2008.php"]);
stm_aix("p3i1","p0i0",[0,"2009 Tax Rate Schedule","","",-1,-1,0,"taxrates2009.php"]);
stm_aix("p3i2","p0i0",[0,"Roth Resurgence","","",-1,-1,0,"roth.php"]);
stm_aix("p3i3","p0i0",[0,"Premature Distribution Penalty Tax","","",-1,-1,0,"prematuredistribution.pdf"]);
stm_ep();
stm_em();